Everyone wants to make sure their home is secure, so it pays to give plenty of thought as to whether your house locks provide adequate protection.
There are several different types of house locks available, and some can help you save money on your insurance premiums.
A mortice deadlock is one that requires a pocket, known as the mortice, to be cut into the door or wall into which the lock is to be fitted. The more levers a mortice lock has, the more secure it is. As a result, insurers often insist that you must have a five-lever mortice lock conforming to BS3621 on all exit doors and key-operated locks on all ground floor and accessible windows to qualify for cover, although often the wording may vary slightly depending on the insurer. The BS3621 indicates that the lock conforms to current British Standards.
A multi-point locking system has a minimum of three locking points that all lock simultaneously by the turn of a key. All of our doors are installed with a multi-point locking mechanism.
Ideally you should have key-operated window locks on all downstairs windows – the majority of our windows are installed with a key locking system. These are either fitted to the top or bottom of a window, or on the handle that closes the window.
Although installing locks can be expensive, over a long-term period you should be able to recoup some of the costs through lower insurance premiums. Remember too that having effective security measures in place will be a major deterrent to burglars, therefore making your home a safer place to live.